Because we've been serving regional and rural Australia for so long we know exactly what local rural producers need. This means you're covered for your local conditions and circumstances, and you don't pay for cover you don't need.
So if you're a rural producer and want cover for your farm, business, home and contents, vehicles or boat we invite you to call your local Elders Insurance agent - local insurance for over 100 years.
Home and contents
Your Elders farm insurance policy gives you the flexibility to choose from two types of cover:
Defined events
This covers you for a nominated event such as:
- Theft
- Fire, smoke, lightning or explosion
- Earthquake, storm or rainwater (excluding flood)
- Malicious damage
- Impact from falling trees, vehicles or aircraft
- Breakage of fixed glass
- Other events as listed in the policy
Accidental damage
We cover you for accidental loss or damage to your building and contents subject to the specific exclusions outlined in the policy.
Farm Property Cover
Your policy covers:
- Farm buildings
- Farm contents
- Mobile machinery
- Fixed machinery
- Hay, silage and grain
- Fences
- Wool
- Livestock
In addition to Defined Events cover, on certain property types we provide Accidental Damage cover.
Vehicle cover
The vehicle section of the policy gives you the flexibility of choice between three types of cover:
Comprehensive
Covers you for:
- theft of or damage to your vehicle
- Liability
It also includes:
- Flat rate premium, giving you the maximum 'Rating 1' discount
- Optional windscreen cover
Third Party Property Damage - fire & theft
- Fire and theft cover
- Liability cover
- Uninsured motorist benefit
Third Party Property Damage
- Liability cover
- Uninsured motorist benefit
Farm liability cover
We cover your liability to pay compensation for personal injury and property damage which arises out of your farm business.
Other farm cover options
Other farm insurance options are also available, including cover for:
- Personal accident and illness
- Machinery breakdown
- Electronic equipment
- Transit
- Working dogs
- Frozen semen and embryos
- Theft
- Tax audit
Farm Insurance Product Disclosure Statement & Policy
Broadacre Crop Insurance Policy
Sugar Cane Crop Insurance Policy
Cotton Crop Insurance Policy
Viticulture Crop Insurance Policy
Orchard Crop Insurance Policy
Elders Insurance Limited issue these insurance products. Product Disclosure Statements for the products are available from Elders Insurance Limited and Elders Limited. You should consider the Product Disclosure Statements in deciding whether to acquire, or to continue to hold, the products. Elders Insurance Limited AFSL 237756, Elders Limited AFSL 237757, Head Office: 27 Currie Street, Adelaide SA 5000.
