Because we've been serving regional and rural Australia for so long we know exactly what local people need. This means you're covered for your local conditions and circumstances, and you don't pay for cover you don't need.
So if you need cover for your home & contents, motor vehicle or boat, we invite you to call your local Elders Insurance agent - local insurance for over 100 years.
Home and contents cover
With Elders home and contents you have the flexibility to choose from two types of cover:
Defined events
This covers you for damage caused by nominated events such as:
- Burglary, housebreaking and theft
- Fire, lightening or explosion
- Earthquake, storm or rainwater (but excluding flood)
- Malicious damage
- Impact from falling trees, vehicles or aircraft
- Breakage of fixed glass
- Other events as listed in the policy
Accidental damage
This gives you wider cover for accidental loss or damage of all kinds unless an event is specifically excluded.
Motor vehicle cover
Your personal insurance policy gives you the flexibility of choosing between three types of cover:
Comprehensive
Covers you for:
- Theft of or damage to your vehicle
- Legal liability
- Approved towing charges
It also includes:
- Flat rate premium, giving you the maximum 'Rating 1' discount
- No fault excess provision
- Optional windscreen cover
Third Party Property Damage - fire & theft
- Fire & theft cover
- Liability cover
- Uninsured motorist benefit
Third Party Property Damage
- Liability cover
- Uninsured motorist benefit
Boat cover
Your policy covers:
- Theft or damage to your hull, motor and trailer
- Accessories and safety equipment
- Legal liability
- Sailing races and water skiers if you take up the option to cover these
Liability cover
This covers property owner's liability (when you insure your building) and personal liability (when you insure your contents).
Personal Insurance Product Disclosure Statement and Policy
Vehicle Enthusiast Product Disclosure Statement and Policy
Elders Insurance Limited issue these insurance products. Product Disclosure Statements for the products are available from Elders Insurance Limited and Elders Limited. You should consider the Product Disclosure Statements in deciding whether to acquire, or to continue to hold, the products. Elders Insurance Limited AFSL 237756, Elders Limited AFSL 237757, Head Office: 27 Currie Street, Adelaide SA 5000.
